The glossary of financial and investing terms allows you search by term or browse by letter more than 8,000 terms and definitions related to the stock market. Your guide for financial security 24 mb, 32 pg banking basics 721 kb, 44 pg simple strategies for managing your money 7. Learn vocabulary, terms, and more with flashcards, games, and other study tools. The legal right to take or sell property as security against a debt. Financial terms to know personal finance glossary rise. A credit report is a record of your personal credit history. This excellent guide will help ordinary people understand financial, tax and legal. Dec, 2018 a responsibility or legal obligation for something. A list of commonly used personal finance terms and their definitions. Budgeting glossary and definitions make money personal.
Money management, borrowing, earning power, investing, financial services, and insurance. At, we believe the cornerstone of financial security is personal finance education. Glossaries for translators working in spanish, french, japanese, italian, etc. This az pocket guide to understanding financial terms is just one of the achievements of ebss partnership with nala. This program is built around a comprehensive, academically rigorous curriculum, with projectbased learning and. Some of these cookies are essential to the operation of the site, while others help to improve your experience by providing insights into how the site is being used. Understanding how each of these topics works together and affect each other is important for laying the groundwork for a solid financial foundation for you and your family. You are entitled to a free copy of your credit report from each of the three major credit bureaus trans union, experian and equifax once a year, but you have to request them through the annual credit report request service. Anyone can learn for free on openlearn, but signingup will give you access to your personal learning profile and record of achievements that you earn while you study. For example, an employee receiving a raise may reply with. Certified public accountant cpa accountants who meet specific educational requirements and pass a national examination auditor professional whose work involves checking on the accuracy of work completed by bookkeepers and accountants bank teller bank employee who handles deposits.
It contains very extensive information on your credit history and is probably the single most important document creditors use when deciding whether to. One of the main sources of financial dictionary is the financial glossary by campbell r. Debt consolidation loan a loan obtained for the purpose of paying out. Glossary of business terms adjective adj headwords for adjectives followed by information in square brackets only before a noun and not before a noun show any restrictions on where they can be used. A comprehensive list of financial terms to help you improve your financial literacy, understand personal finance and take control of your money. This phrase refers to a contract for an investment product such as a personal pension which. A professional who prepares financial and tax reports, and who. The process of planning every aspect of personal finances. Duncan williamson, times educational supplement, december 2004. Bare trustee a bare trustee holds property on trust for another person until asked to return the property. Prek grade 2 grades 3 6 grades 7 8 grades 9 12 college special needs. The main difference is that with a sipp, you have more flexibility with the investments you can.
The guide is an important resource that will help to create a much greater understanding of. It is a type of personal pension and works in a similar way to a standard personal pension. We also include courses on retirement planning and advanced investing. They include courses for older college students, young marriedsingle adults, returned missionaries, and freshman college students. Introduction to financial planning make money personal. Grades 9 12 high schoolers learn about relevant financial skills like managing salary, buying a car and avoiding debt. Paul sticht, professor of international business at duke university. Personal identification number pin typically a fourdigit number needed to access a bank account or. Glossary of personal finance terms institute for financial. Financial planning is a wide umbrella that covers a number of topics, including. Specifies financial goals and describes in detail the spending.
Budgeting glossary and definitions not sure what a word means. The amount of money left over in your budget once all. Financy glossary the online dictionary of financial terms. A glossary of personal finance terms you need to know. Kristin davis, kiplingers personal finance magazine this is a great book. Learn how to get a free copy of your credit report. Create custom, printable flashcards appropriate for your grade level. Amortization the repayment time period of a loan or debt the number of years over which youll repay the loan or debt apr annual percentage rate a standard calculation by lenders to show what the interest rate and fees are on a credit product e.
Financial advisers and other finance professionals will some time use financial language that is hard to understand. Personal finance is the market leading financial literacy curriculum covering important consumer topics like budgeting and money management, banking and credit, saving and investing, and strategies for protecting financial resources. Create a financial plan for every life stage and manage it using our personal finance tools and expertise. A personal check that the bank guarantees to be good. The high school financial planning program comes complete with a fully developed, award winning curriculum that has been lab tested. Personal finance for dummies, by fi nancial counselor and columnist eric tyson, provides detailed, actionoriented advice on everyday fi nancial questions. Having launched it originally in 2004 we have now updated it with modern. Noun n the codes c and u show whether a noun, or a particular sense of a noun, is countable an agenda, two agendas or uncountable. A selfinvested personal pension sipp is a pension wrapper in the uk that holds investments until you retire and start to draw a retirement income. All of our online courses are free and available 247. Barter this is a way of paying for things, without using money, by exchanging goods.
Discover the definition of financial words and phrases. These lessons are for those who already have a good background in personal finance. For example, an employee receiving a raise may reply with the words cool beans, upon receiving the news. A way to compute finance charges in which creditors add finance charges after subtracting payments made during the. Glossary of personal financial terms my money coach. In the realm of personal finance, a liability is typically your debts or other money owed to a person, company or institution. A slang term used to refer to something favorable that has happened in business.
Enrol and complete the course for a free statement of participation. Use s personal finance glossary to find easytounderstand. The personal financial workbook is a tool that you can use to organize your finances and gain an understanding of how you are spending your money. Explore customized budgeting and debt solutions that really work by expanding your personal finance. Use s personal finance glossary to find easytounderstand definitions for key terms used in personal finance and money management so you can make informed financial decisions. Glossary of terms credit union notforprofit cooperatives of members with some type of common bond e. By using the worksheets youll be able to paint a clear picture of your financial situation and make better decisions for the future.
Several banks dropped balance thresholds, advertise low nofees, and. Ripped it in half, the nba hall of famer recounted to yahoo finance recently. The most comprehensive investing glossary on the web. Fabrizio civics vocabulary learn with flashcards, games, and more for free. Personal finance meaning in the cambridge english dictionary. Personal finance glossary phoenix union high school. Browse our glossary of economics and personal finance terms.
Heres a quick crash course in the most important aspects of financial planning. The a to z of financial terms plain english campaign. These lessons cover all areas of personal finance, in great. It provides concise definitions of 8,000 terms with 18,000 useful links.